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Salary sacrifice calculator

Reduce your tax and lift your super

Salary and super calculator

Loading libraries for most recent year

Data sources

This calculator brings together publicly available Australian data and licenced data.

  • Tax withheld tables - ATO
  • Tax bracket tables - ATO
  • Medicare rates - ATO
  • Tax offset rates - ATO

How much salary should I receive?

The salary calculator helps you work out how much net (or take-home) pay you should be getting each week, fortnight or month. The calculator takes into account:

  • The current tax rates in Australia based on your gross salary;
  • The super you are entitled to by your employer as your super guarantee;
  • The Low Income Tax Offset and Low and Middle Income Tax Offset, which you receive after putting in your annual tax return.

Salary sacrifice and tax

Unlike most tax deductions – which you only claim after you submit your annual tax return – you can enjoy the tax benefits of salary sacrificing into super each pay day.

Check your payslip

  • Has your salary been paid in full?
  • Is your super appearing on your payslip?
  • Has the correct amount of super been paid into your super account? Even if it’s on your payslip, that doesn’t mean it’s in your account – log on to your account online to see if it’s been paid.